Redding & Shasta Homes

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Mortgage lenders now offer many real estate loan products besides the old 30-year fixed-rate mortgage. Variable interest rate or adjustable loans have made it possible for thousands of Californians to become home owners. Many are now buying houses with interest-only loans, which defer payment on the principal for a stated period, sometimes as much as seven years. Borrowers should be aware, however, that if mortgage rates have risen on their adjustable loan when repayment of the principal begins, their payments could rise dramatically.

Redding MLS Redding 96001. This home for sale in southwest Redding has three bedrooms, two full baths, a fireplace and central air conditioning. There is an attached two-car garage, additional parking for an RV or boat, and beautiful lawns and trees on the approximately 0.18-acre lot. Property offered for sale at $239,000.

Cottonwood family home for sale, Cottonwood 96002. This well-kept ranch style house for sale is neat as a pin! It has three bedrooms and one and a half baths, on one level, with central air conditioning and attached single-car garage. Property for sale for $214,900.

Many people, thinking of resale value, decide that a few improvements would make their house more attractive. Some costly amenities, such as swimming pools, don’t really increase home value and may even decrease it.

The most cost-effective improvement, however, is a simple paint job. Fresh new paint, inside or out, is a relatively inexpensive improvement that really adds to a home’s appeal.

Redding real estate for sale (Redding 96002). This condo for sale has two bedrooms and two and a half baths in two stories. There is a community swimming pool and spa on the nicely-landscaped property, and additional parking for a boat or RV. The condo has central air conditioning and many other amenities. Property for sale at $189,500.

Redding single-family home for sale, Redding 96002. This ranch-style house for sale has about 1,750 sq. feet of living area, with four bedrooms and two full bathrooms, a fireplace, and central air conditioning. The home has a wide, country-style covered front porch and mountain views. The lot is approximately one-fourth acre. Property for sale at $210,000.

Redding home for sale. This attractive contemporary single-family home for sale in southwest Redding (ZIP 96001) has three bedrooms and two full baths in approximately 1,400 square feet of living space on one level. The house has central heating and air conditioning, a fireplace, and is on a large (approx. one-fourth acre) lot with extra parking for that boat or RV. Property for sale at $189,000.

Home buyers are required by their mortgage lenders to obtain a title insurance policy, but the required insurance protects only the lender, not the home buyer. If a problem such as a previously-unknown lien, mortgage, or easement is found in the title, the lender—not the homeowner— is protected up to the amount of insurance. Additional coverage is available, at extra cost, that will protect the home owner’s investment. A knowledgeable realtor can explain the differences between various policies.

Two-story home in Anderson, light, bright, completely remodeled in 2002. Quiet and private; large park-like backyard; partially fenced 1.47 acre lot. Walking distance to Sacramento River. $249,900.